/* ============================================================
   GAIN TAX FORM — 디자인 시스템
   8pt 스케일 / 딥네이비·세이지그린 팔레트 / 프리미엄 마감
   ============================================================ */
:root {
    --navy: #1F3A5F;
    --navy-deep: #16283F;
    --navy-soft: #2E4C77;
    --sage: #5F8A6A;
    --sage-dark: #4A7354;
    --sage-light: #EAF1EB;
    --ivory: #F7F5F0;
    --ivory-deep: #EFEBE2;
    --ink: #1E2430;
    --slate: #5A6472;
    --slate-light: #8A93A0;
    --line: #E3DED3;
    --white: #FFFFFF;
    --terracotta: #C0714A;
    --sky: #E8F0F7;
    --amber-bg: #FFF8E7;
    --amber-line: #EBCB8B;

    --sp-1: 8px;  --sp-2: 16px; --sp-3: 24px; --sp-4: 32px;
    --sp-5: 40px; --sp-6: 48px; --sp-7: 64px; --sp-8: 80px; --sp-9: 112px; --sp-10: 140px;

    --r-sm: 10px; --r-md: 16px; --r-lg: 24px; --r-xl: 32px;
    --shadow-sm: 0 1px 2px rgba(30,36,48,.06), 0 2px 8px rgba(30,36,48,.05);
    --shadow-md: 0 4px 12px rgba(30,36,48,.08), 0 12px 32px rgba(30,36,48,.07);
    --shadow-lg: 0 16px 48px rgba(30,36,48,.14);
    --ring: 0 0 0 3px rgba(95,138,106,.35);

    --font-body: 'Pretendard Variable', Pretendard, -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
    --font-display: 'Noto Serif KR', 'Pretendard Variable', serif;

    --container: 1160px;
    --content-max: 820px;
    --ease: cubic-bezier(.22,.61,.36,1);
    --t-fast: 150ms; --t-med: 220ms; --t-slow: 300ms;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: var(--font-body);
    font-size: 17px;
    line-height: 1.75;
    color: var(--ink);
    background: var(--ivory);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration: none; transition: color var(--t-fast) var(--ease); }
a:hover { color: var(--sage-dark); }
:focus-visible { outline: 3px solid var(--sage); outline-offset: 2px; border-radius: 4px; }
::selection { background: var(--sage); color: #fff; }

h1, h2, h3, h4 { font-family: var(--font-display); color: var(--navy); line-height: 1.3; letter-spacing: -0.01em; word-break: keep-all; }
h1 { font-size: clamp(2.1rem, 4.6vw, 3.4rem); font-weight: 700; }
h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); font-weight: 700; }
h3 { font-size: 1.22rem; font-weight: 700; }
p { margin-bottom: 1.1em; }
ul, ol { padding-left: 1.4em; margin-bottom: 1.2em; }
li { margin-bottom: .45em; }
strong { font-weight: 700; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 var(--sp-3); }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }

/* ---------- 버튼 ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    min-height: 48px; padding: 0 26px; border-radius: 999px;
    font-size: 15.5px; font-weight: 600; letter-spacing: .01em;
    border: 1.5px solid transparent; cursor: pointer;
    transition: all var(--t-med) var(--ease);
    text-align: center; white-space: nowrap;
}
.btn-primary { background: var(--navy); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: var(--navy-deep); color: #fff; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-accent { background: var(--sage); color: #fff; }
.btn-accent:hover { background: var(--sage-dark); color: #fff; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-ghost:hover { background: var(--navy); color: #fff; }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-sm { min-height: 40px; padding: 0 18px; font-size: 14px; }

/* ---------- 헤더 ---------- */
.gtf-header {
    position: sticky; top: 0; z-index: 60;
    background: rgba(247,245,240,.92);
    backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--line);
    transition: box-shadow var(--t-med) var(--ease);
}
.gtf-header.is-scrolled { box-shadow: var(--shadow-sm); }
.gtf-header-inner { display: flex; align-items: center; gap: 24px; min-height: 72px; }
.gtf-brand { display: inline-flex; align-items: center; gap: 12px; flex-shrink: 0; }
.gtf-brand img { width: 40px; height: 40px; border-radius: 12px; }
.gtf-brand-name { font-weight: 700; font-size: 16.5px; color: var(--navy); letter-spacing: -.01em; line-height: 1.25; }
.gtf-brand-sub { display: block; font-size: 11.5px; font-weight: 500; color: var(--slate); letter-spacing: .02em; }
.gtf-nav { margin-left: auto; display: flex; align-items: center; gap: 4px; }
.gtf-nav a {
    display: inline-flex; align-items: center; min-height: 44px; padding: 0 15px;
    border-radius: 999px; font-size: 15px; font-weight: 600; color: var(--ink);
}
.gtf-nav a:hover { color: var(--navy); background: var(--ivory-deep); }
.gtf-nav .btn { margin-left: 8px; }
.gtf-nav-toggle {
    display: none; margin-left: auto; min-width: 48px; min-height: 48px;
    border: 1.5px solid var(--line); border-radius: 14px; background: #fff; cursor: pointer;
    flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.gtf-nav-toggle span { display: block; width: 20px; height: 2px; background: var(--navy); border-radius: 2px; transition: all var(--t-med) var(--ease); }
.gtf-nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.gtf-nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.gtf-nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- 히어로 ---------- */
.gtf-hero { position: relative; overflow: hidden; background:
    radial-gradient(1100px 500px at 85% -10%, rgba(95,138,106,.16), transparent 60%),
    radial-gradient(900px 480px at -10% 20%, rgba(31,58,95,.10), transparent 55%),
    var(--ivory);
}
.gtf-hero-inner { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; padding: var(--sp-9) 0 var(--sp-8); }
.gtf-hero-kicker { display: inline-flex; align-items: center; gap: 8px; background: var(--sage-light); color: var(--sage-dark); font-size: 13.5px; font-weight: 700; padding: 7px 14px; border-radius: 999px; margin-bottom: 22px; }
.gtf-hero h1 { margin-bottom: 20px; }
.gtf-hero h1 em { font-style: normal; color: var(--sage-dark); }
.gtf-hero-lead { font-size: 18.5px; color: var(--slate); max-width: 34em; margin-bottom: 30px; }
.gtf-hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 34px; }
.gtf-hero-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.gtf-hero-tags span { font-size: 13px; font-weight: 600; color: var(--slate); background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 7px 13px; }
.gtf-hero-media { position: relative; }
.gtf-hero-media .gtf-hero-img { border-radius: var(--r-lg); box-shadow: var(--shadow-lg); aspect-ratio: 16/10; object-fit: cover; width: 100%; }
.gtf-float-card {
    position: absolute; left: -28px; bottom: 28px; max-width: 300px;
    background: #fff; border-radius: var(--r-md); box-shadow: var(--shadow-md);
    padding: 18px 20px; border: 1px solid var(--line);
}
.gtf-float-card strong { display: block; font-family: var(--font-display); color: var(--navy); font-size: 17px; margin-bottom: 4px; }
.gtf-float-card span { font-size: 13px; color: var(--slate); line-height: 1.6; display: block; }
.gtf-float-card .gtf-fc-badge { display: inline-block; margin-top: 10px; background: var(--sage-light); color: var(--sage-dark); font-size: 12px; font-weight: 700; padding: 4px 10px; border-radius: 999px; }

/* ---------- 스탯 스트립 ---------- */
.gtf-stats { border-top: 1px solid var(--line); background: #fff; }
.gtf-stats-inner { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; padding: var(--sp-5) 0; }
.gtf-stat strong { display: block; font-family: var(--font-display); font-size: 30px; color: var(--navy); line-height: 1.2; }
.gtf-stat strong i { font-style: normal; font-size: 16px; color: var(--slate); font-weight: 600; margin-left: 4px; }
.gtf-stat span { display: block; font-size: 14px; color: var(--slate); margin-top: 6px; }

/* ---------- 섹션 공통 ---------- */
.gtf-section { padding: var(--sp-8) 0; }
.gtf-section--alt { background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.gtf-section-head { max-width: 640px; margin-bottom: var(--sp-6); }
.gtf-section-head .gtf-kicker { display: inline-block; font-size: 13px; font-weight: 700; color: var(--sage-dark); letter-spacing: .06em; text-transform: uppercase; margin-bottom: 12px; }
.gtf-section-head h2 { margin-bottom: 14px; }
.gtf-section-head p { color: var(--slate); font-size: 16.5px; }
.gtf-section-head--center { margin-left: auto; margin-right: auto; text-align: center; }

/* ---------- 절차 타임라인 ---------- */
.gtf-procedure { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.gtf-procedure img { border-radius: var(--r-lg); box-shadow: var(--shadow-md); width: 100%; }
.gtf-steps { list-style: none; padding: 0; margin: 0; counter-reset: gstep; display: grid; gap: 18px; }
.gtf-steps li { counter-increment: gstep; display: flex; gap: 18px; background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 20px 22px; transition: all var(--t-med) var(--ease); }
.gtf-steps li:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.gtf-steps li::before {
    content: counter(gstep); flex: 0 0 44px; width: 44px; height: 44px;
    display: flex; align-items: center; justify-content: center;
    background: var(--navy); color: #fff; border-radius: 50%;
    font-family: var(--font-display); font-weight: 700; font-size: 18px;
}
.gtf-steps li:nth-child(2)::before { background: var(--sage); }
.gtf-steps li:nth-child(3)::before { background: var(--navy-soft); }
.gtf-steps li:nth-child(4)::before { background: var(--sage-dark); }
.gtf-steps b { display: block; font-size: 16.5px; color: var(--navy); margin-bottom: 4px; }
.gtf-steps span { font-size: 14.5px; color: var(--slate); line-height: 1.6; display: block; }

/* ---------- 체크리스트 ---------- */
.gtf-check-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.gtf-check-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.gtf-check-list li { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 18px 20px; transition: all var(--t-med) var(--ease); }
.gtf-check-list li:hover { box-shadow: var(--shadow-sm); transform: translateY(-2px); }
.gtf-check-list .gtf-check-ico { flex: 0 0 26px; width: 26px; height: 26px; border-radius: 50%; background: var(--sage-light); color: var(--sage-dark); display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 14px; margin-top: 2px; }
.gtf-check-list b { display: block; font-size: 15.5px; color: var(--ink); }
.gtf-check-list span { font-size: 13.5px; color: var(--slate); }

/* ---------- 유형 카드 ---------- */
.gtf-type-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; }
.gtf-type-card {
    background: #fff; border: 1px solid var(--line); border-radius: var(--r-md);
    padding: 26px 22px; display: flex; flex-direction: column; gap: 10px;
    transition: all var(--t-med) var(--ease); position: relative; overflow: hidden;
}
.gtf-type-card::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: var(--sage); transform: scaleX(0); transform-origin: left; transition: transform var(--t-med) var(--ease); }
.gtf-type-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.gtf-type-card:hover::after { transform: scaleX(1); }
.gtf-type-card .gtf-type-ico { width: 46px; height: 46px; border-radius: 14px; background: var(--sage-light); color: var(--sage-dark); display: flex; align-items: center; justify-content: center; font-size: 22px; }
.gtf-type-card b { font-size: 16px; color: var(--navy); font-family: var(--font-display); }
.gtf-type-card span { font-size: 13.5px; color: var(--slate); line-height: 1.6; }
.gtf-type-card .gtf-type-more { margin-top: auto; font-size: 13px; font-weight: 700; color: var(--sage-dark); }

/* ---------- 재무조회 소개 ---------- */
.gtf-finance { display: grid; grid-template-columns: .95fr 1.05fr; gap: 56px; align-items: center; }
.gtf-finance img { border-radius: var(--r-lg); box-shadow: var(--shadow-md); width: 100%; }
.gtf-finance-points { list-style: none; padding: 0; margin: 0 0 28px; display: grid; gap: 12px; }
.gtf-finance-points li { display: flex; gap: 12px; font-size: 15px; color: var(--slate); }
.gtf-finance-points li::before { content: '✓'; color: var(--sage-dark); font-weight: 800; }

/* ---------- 최신글 ---------- */
.gtf-posts-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.gtf-post-card {
    display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line);
    border-radius: var(--r-md); overflow: hidden; transition: all var(--t-med) var(--ease);
}
.gtf-post-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.gtf-post-card .gtf-post-thumb { aspect-ratio: 16/9; overflow: hidden; background: var(--ivory-deep); }
.gtf-post-card .gtf-post-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform var(--t-slow) var(--ease); }
.gtf-post-card:hover .gtf-post-thumb img { transform: scale(1.04); }
.gtf-post-card .gtf-post-body { padding: 22px 22px 24px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.gtf-post-card .gtf-post-cat { font-size: 12.5px; font-weight: 700; color: var(--sage-dark); }
.gtf-post-card h3 { font-size: 17px; line-height: 1.45; }
.gtf-post-card h3 a { color: var(--navy); }
.gtf-post-card h3 a:hover { color: var(--sage-dark); }
.gtf-post-card p { font-size: 14px; color: var(--slate); line-height: 1.65; margin: 0; }
.gtf-post-card .gtf-post-meta { margin-top: auto; font-size: 12.5px; color: var(--slate-light); }

/* ---------- 캐러셀 ---------- */
.gtf-carousel { position: relative; border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-md); background: var(--navy-deep); }
.gtf-carousel-track { display: flex; transition: transform var(--t-slow) var(--ease); }
.gtf-carousel-slide { flex: 0 0 100%; min-width: 100%; position: relative; aspect-ratio: 21/10; }
.gtf-carousel-slide img { width: 100%; height: 100%; object-fit: cover; }
.gtf-carousel-slide .gtf-carousel-cap { position: absolute; inset: auto 0 0 0; padding: 56px 32px 26px; background: linear-gradient(180deg, transparent, rgba(22,40,63,.86)); color: #fff; }
.gtf-carousel-slide .gtf-carousel-cap b { display: block; font-family: var(--font-display); font-size: 21px; margin-bottom: 4px; }
.gtf-carousel-slide .gtf-carousel-cap span { font-size: 14px; color: rgba(255,255,255,.85); }
.gtf-carousel-slide a.gtf-carousel-cap:hover { color: #fff; }
.gtf-carousel-nav { position: absolute; top: 50%; transform: translateY(-50%); z-index: 5; width: 46px; height: 46px; border-radius: 50%; border: 1px solid rgba(255,255,255,.4); background: rgba(255,255,255,.14); color: #fff; font-size: 20px; cursor: pointer; backdrop-filter: blur(6px); transition: all var(--t-med) var(--ease); }
.gtf-carousel-nav:hover { background: rgba(255,255,255,.3); }
.gtf-carousel-prev { left: 18px; }
.gtf-carousel-next { right: 18px; }
.gtf-carousel-dots { position: absolute; right: 28px; bottom: 22px; z-index: 5; display: flex; gap: 8px; }
.gtf-carousel-dots button { width: 10px; height: 10px; border-radius: 50%; border: 0; background: rgba(255,255,255,.45); cursor: pointer; padding: 0; transition: all var(--t-med) var(--ease); }
.gtf-carousel-dots button[aria-current="true"] { background: #fff; width: 26px; border-radius: 999px; }

/* ---------- CTA 밴드 ---------- */
.gtf-cta-band { background: var(--navy); border-radius: var(--r-lg); padding: var(--sp-7) var(--sp-6); text-align: center; position: relative; overflow: hidden; }
.gtf-cta-band::before { content: ''; position: absolute; inset: 0; background: radial-gradient(600px 240px at 80% 0%, rgba(95,138,106,.4), transparent 60%); }
.gtf-cta-band h2 { color: #fff; position: relative; }
.gtf-cta-band p { color: rgba(255,255,255,.82); max-width: 40em; margin: 14px auto 26px; position: relative; }
.gtf-cta-band .btn { position: relative; }

/* ---------- 푸터 ---------- */
.gtf-footer { background: var(--navy-deep); color: rgba(255,255,255,.78); font-size: 14.5px; }
.gtf-footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; padding: var(--sp-7) 0 var(--sp-6); }
.gtf-footer h3 { color: #fff; font-size: 15.5px; margin-bottom: 16px; }
.gtf-footer .gtf-brand { margin-bottom: 16px; }
.gtf-footer .gtf-brand-name { color: #fff; }
.gtf-footer .gtf-brand-sub { color: rgba(255,255,255,.6); }
.gtf-footer p { color: rgba(255,255,255,.68); line-height: 1.75; }
.gtf-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.gtf-footer a { color: rgba(255,255,255,.78); }
.gtf-footer a:hover { color: #fff; }
.gtf-footer .gtf-legal { border-top: 1px solid rgba(255,255,255,.14); padding: var(--sp-4) 0; font-size: 12.5px; line-height: 1.7; color: rgba(255,255,255,.6); }
.gtf-footer .gtf-legal p { margin-bottom: .7em; color: rgba(255,255,255,.6); }
.gtf-footer .gtf-legal strong { color: rgba(255,255,255,.8); }
.gtf-footer .gtf-copy { border-top: 1px solid rgba(255,255,255,.14); padding: 22px 0 26px; font-size: 12.5px; color: rgba(255,255,255,.5); display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }

/* ---------- 글 본문 ---------- */
.gtf-single-hero { background: var(--navy); color: #fff; padding: var(--sp-7) 0 var(--sp-6); }
.gtf-single-hero .container { max-width: 960px; }
.gtf-single-hero .gtf-post-cat { color: var(--sage-light); font-size: 13px; font-weight: 700; letter-spacing: .04em; }
.gtf-single-hero h1 { color: #fff; margin: 10px 0 16px; }
.gtf-single-hero .gtf-post-meta { color: rgba(255,255,255,.7); font-size: 14px; display: flex; gap: 16px; flex-wrap: wrap; }
.gtf-single-thumb { margin: 0; }
.gtf-single-thumb img { width: 100%; max-height: 520px; object-fit: cover; }
.gtf-single-body-wrap { max-width: var(--content-max); margin: 0 auto; padding: var(--sp-7) var(--sp-3) var(--sp-8); }
.gtf-single-body { font-size: 17px; line-height: 1.85; color: var(--ink); }
.gtf-single-body > h2 { margin: 2.2em 0 1em; padding-top: .4em; }
.gtf-single-body > h3 { margin: 1.9em 0 .9em; color: var(--navy-soft); }
.gtf-single-body > p, .gtf-single-body > ul, .gtf-single-body > ol { margin-bottom: 1.35em; }
.gtf-single-body img { border-radius: var(--r-md); box-shadow: var(--shadow-sm); margin: 1.5em 0; }
.gtf-single-body figure { margin: 1.5em 0; }
.gtf-single-body figcaption { font-size: 13px; color: var(--slate); text-align: center; margin-top: 10px; }
.gtf-single-body a { text-decoration: underline; text-underline-offset: 3px; text-decoration-color: rgba(95,138,106,.5); }

/* 표 */
.gtf-table-wrap { overflow-x: auto; margin: 1.6em 0; border-radius: var(--r-md); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); }
.gtf-table-wrap table { width: 100%; border-collapse: collapse; font-size: 15px; min-width: 560px; }
.gtf-table-wrap caption { text-align: left; padding: 14px 18px; font-weight: 700; font-size: 14.5px; color: var(--navy); border-bottom: 1px solid var(--line); background: var(--ivory); }
.gtf-table-wrap th, .gtf-table-wrap td { padding: 13px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.gtf-table-wrap thead th { background: var(--navy); color: #fff; font-weight: 600; font-size: 14px; }
.gtf-table-wrap tbody tr:last-child td { border-bottom: 0; }
.gtf-table-wrap tbody tr:nth-child(even) { background: #FBFAF7; }
.gtf-table-wrap tbody tr:hover { background: var(--sage-light); }

/* 콜아웃 */
.gtf-callout { margin: 1.8em 0; padding: 20px 22px; border-left: 4px solid var(--sage); background: var(--sage-light); border-radius: 0 var(--r-md) var(--r-md) 0; }
.gtf-callout p { margin: 0 0 .6em; }
.gtf-callout p:last-child { margin: 0; }
.gtf-callout strong { color: var(--sage-dark); }
.gtf-callout--navy { border-left-color: var(--navy); background: var(--sky); }
.gtf-callout--navy strong { color: var(--navy); }
.gtf-callout--warn { border-left-color: var(--terracotta); background: #FBEFE8; }
.gtf-callout--warn strong { color: var(--terracotta); }

/* 핵심 요약 */
.gtf-key-summary { margin: 0 0 2em; background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--navy); border-radius: var(--r-md); padding: 22px 24px; box-shadow: var(--shadow-sm); }
.gtf-key-summary h3 { font-size: 15px; margin-bottom: 10px; color: var(--navy); }
.gtf-key-summary ul { margin: 0; }
.gtf-key-summary li { font-size: 15px; color: var(--ink); }

/* 바 차트 */
.gtf-chart { margin: 1.8em 0; padding: 22px 24px; background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); }
.gtf-chart h4 { font-size: 15px; margin-bottom: 16px; color: var(--navy); }
.gtf-chart .gtf-bar-row { display: grid; grid-template-columns: 96px 1fr 84px; align-items: center; gap: 12px; margin-bottom: 12px; }
.gtf-chart .gtf-bar-label { font-size: 13.5px; color: var(--slate); font-weight: 600; }
.gtf-chart .gtf-bar-track { height: 14px; background: var(--ivory-deep); border-radius: 999px; overflow: hidden; }
.gtf-chart .gtf-bar-fill { height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--sage), var(--navy-soft)); width: 0; transition: width 900ms var(--ease); }
.gtf-chart .gtf-bar-val { font-size: 13.5px; color: var(--navy); font-weight: 700; text-align: right; }

/* 타임라인 차트 */
.gtf-timeline { margin: 1.8em 0; position: relative; padding-left: 26px; }
.gtf-timeline::before { content: ''; position: absolute; left: 7px; top: 8px; bottom: 8px; width: 2px; background: var(--line); }
.gtf-timeline .gtf-tl-item { position: relative; padding: 0 0 22px 18px; }
.gtf-timeline .gtf-tl-item::before { content: ''; position: absolute; left: -23px; top: 6px; width: 14px; height: 14px; border-radius: 50%; background: var(--sage); border: 3px solid #fff; box-shadow: 0 0 0 2px var(--sage); }
.gtf-timeline .gtf-tl-item:first-child::before { background: var(--navy); box-shadow: 0 0 0 2px var(--navy); }
.gtf-timeline b { display: block; font-size: 15.5px; color: var(--navy); margin-bottom: 3px; }
.gtf-timeline span { font-size: 14px; color: var(--slate); }

/* FAQ */
.gtf-faq { margin: 1.8em 0; display: grid; gap: 12px; }
.gtf-faq details { background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 18px 22px; transition: box-shadow var(--t-med) var(--ease); }
.gtf-faq details[open] { box-shadow: var(--shadow-sm); }
.gtf-faq summary { cursor: pointer; font-weight: 700; font-size: 15.5px; color: var(--navy); list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.gtf-faq summary::after { content: '+'; font-size: 20px; color: var(--sage-dark); transition: transform var(--t-med) var(--ease); }
.gtf-faq details[open] summary::after { transform: rotate(45deg); }
.gtf-faq .gtf-faq-a { margin-top: 12px; font-size: 15px; color: var(--slate); line-height: 1.75; }

/* 관련글 */
.gtf-related { border-top: 1px solid var(--line); margin-top: var(--sp-7); padding-top: var(--sp-6); }
.gtf-related h2 { font-size: 1.4rem; margin-bottom: var(--sp-4); }

/* 목차(Easy TOC) 오버라이드 */
#ez-toc-container { background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 18px 22px; box-shadow: var(--shadow-sm); margin-bottom: 2em; }
#ez-toc-container .ez-toc-title { font-family: var(--font-display); color: var(--navy); font-weight: 700; }
#ez-toc-container ul { padding-left: 1.1em; }
#ez-toc-container a { color: var(--slate); }
#ez-toc-container a:hover { color: var(--sage-dark); }

/* 페이지 */
.gtf-page-wrap { max-width: var(--content-max); margin: 0 auto; padding: var(--sp-7) var(--sp-3) var(--sp-8); }
.gtf-page-wrap h1 { margin-bottom: 26px; }
.gtf-page-wrap h2 { margin: 1.8em 0 .8em; }
.gtf-page-wrap ul, .gtf-page-wrap ol { margin-bottom: 1.3em; }

/* ---------- 재무조회 페이지 ---------- */
.gtf-finance-page-hero { background: var(--navy); color: #fff; padding: var(--sp-7) 0 var(--sp-6); }
.gtf-finance-page-hero .container { max-width: 960px; }
.gtf-finance-page-hero h1 { color: #fff; margin: 10px 0 14px; }
.gtf-finance-page-hero p { color: rgba(255,255,255,.8); max-width: 44em; }
.gtf-finance-wrap { max-width: 960px; margin: 0 auto; padding: var(--sp-6) var(--sp-3) var(--sp-8); }
.gtf-search { display: flex; gap: 10px; margin: 26px 0 8px; }
.gtf-search input {
    flex: 1; min-height: 54px; padding: 0 20px; border: 1.5px solid var(--line); border-radius: 999px;
    font-size: 16px; font-family: var(--font-body); background: #fff; transition: all var(--t-med) var(--ease);
}
.gtf-search input:focus { outline: none; border-color: var(--sage); box-shadow: var(--ring); }
.gtf-search-hint { font-size: 13px; color: var(--slate); margin-bottom: 26px; }
.gtf-search-state { text-align: center; padding: 48px 24px; color: var(--slate); }
.gtf-search-state .gtf-state-ico { font-size: 34px; margin-bottom: 12px; }
.gtf-result-head { display: flex; align-items: baseline; gap: 14px; flex-wrap: wrap; margin: 28px 0 20px; }
.gtf-result-head h2 { font-size: 1.45rem; }
.gtf-result-head .gtf-result-sub { font-size: 13.5px; color: var(--slate); }
.gtf-metric-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-bottom: 26px; }
.gtf-metric { background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 18px 20px; }
.gtf-metric b { display: block; font-size: 13px; color: var(--slate); margin-bottom: 6px; }
.gtf-metric strong { font-family: var(--font-display); font-size: 21px; color: var(--navy); }
.gtf-metric small { display: block; font-size: 12px; color: var(--sage-dark); margin-top: 4px; }
.gtf-source-note { font-size: 12.5px; color: var(--slate); background: var(--sage-light); border-radius: var(--r-sm); padding: 12px 16px; margin: 20px 0; line-height: 1.7; }
.gtf-finance-legal { font-size: 12.5px; color: var(--slate); border-top: 1px solid var(--line); margin-top: 34px; padding-top: 22px; line-height: 1.75; }

/* ---------- 모션 ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity 700ms var(--ease), transform 700ms var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
    .gtf-chart .gtf-bar-fill { width: 100% !important; }
}

/* ---------- 반응형 ---------- */
@media (max-width: 1024px) {
    .gtf-hero-inner { grid-template-columns: 1fr; gap: 40px; padding: var(--sp-7) 0; }
    .gtf-hero-media { max-width: 680px; }
    .gtf-type-grid { grid-template-columns: repeat(3, 1fr); }
    .gtf-posts-grid { grid-template-columns: repeat(2, 1fr); }
    .gtf-footer-top { grid-template-columns: 1fr 1fr; }
    .gtf-stats-inner { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 860px) {
    .gtf-nav { display: none; position: absolute; top: 72px; left: 0; right: 0; background: var(--ivory); border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; padding: 16px 20px 22px; gap: 6px; box-shadow: var(--shadow-md); }
    .gtf-nav.is-open { display: flex; }
    .gtf-nav a { padding: 12px 14px; border-radius: 12px; }
    .gtf-nav .btn { margin: 8px 0 0; justify-content: center; }
    .gtf-nav-toggle { display: inline-flex; }
    .gtf-procedure, .gtf-check-grid, .gtf-finance { grid-template-columns: 1fr; gap: 40px; }
    .gtf-procedure img, .gtf-check-grid img, .gtf-finance img { order: -1; max-height: 320px; object-fit: cover; }
    .gtf-metric-cards { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
    body { font-size: 16px; }
    .gtf-section { padding: var(--sp-6) 0; }
    .gtf-type-grid { grid-template-columns: repeat(2, 1fr); }
    .gtf-posts-grid { grid-template-columns: 1fr; }
    .gtf-footer-top { grid-template-columns: 1fr; gap: 32px; }
    .gtf-hero-cta .btn { width: 100%; }
    .gtf-float-card { left: 12px; right: 12px; bottom: 14px; max-width: none; }
    .gtf-search { flex-direction: column; }
    .gtf-chart .gtf-bar-row { grid-template-columns: 84px 1fr 72px; }
}

/* 재무조회 검색 결과 행 */
.gtf-sel-row { display: flex; flex-direction: column; gap: 2px; width: 100%; text-align: left; background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); padding: 16px 20px; cursor: pointer; transition: all var(--t-med) var(--ease); font-family: var(--font-body); }
.gtf-sel-row:hover { border-color: var(--sage); box-shadow: var(--shadow-sm); transform: translateX(4px); }
.gtf-sel-row b { font-size: 16px; color: var(--navy); }
.gtf-sel-row span { font-size: 13px; color: var(--slate); }